SAINT SIMONS ISLAND, GEORGIA
Where your tax strategy meets your financial plan.
A CPA-led, fee-only fiduciary practice built for business owners and individuals who want one integrated relationship — not two professionals who never talk.
Tax-First
Tax strategy built in from day one
Not added on after the fact — integrated into every investment and planning decision we make.
Fiduciary
Your best interest. Always.
We are legally and ethically required to act in your best interest — with no exceptions and no fine print.
Fee-Only
No commissions. Ever.
We are paid only by you. No products, no kickbacks, no conflicts of interest hiding in our compensation.
Integrated
One relationship. Your whole picture.
Tax planning, investments, retirement, estate — all coordinated under one advisor who sees everything.
"Most people have a financial advisor and a CPA who have never spoken to each other. That gap is exactly where money gets left on the table."
— Jake Harvard, CPA, CFP®
WHY HARVARD WEALTH
A different kind of advisory firm.
01
Integrated Tax & Wealth Planning
Many advisory firms outsource or ignore tax planning entirely. As a practicing CPA and CFP®, Jake builds tax strategy directly into your investment decisions, retirement planning, and wealth transfer — the goal is after-tax wealth, not just returns.
03
Independent — No Conflicts
We're not affiliated with a bank, brokerage, or insurance company. We answer only to you. That independence allows us to recommend solutions based solely on what's best for your financial picture — nothing else.
02
Fiduciary. Always.
Most advisors at large firms can toggle between fiduciary and sales-based roles depending on the product. We are regulated solely as a fiduciary — legally required to act in your best interest, every time, with no exceptions.
04
Transparent, Simple Fees
No commissions. No hourly billing. No separate planning fees. You pay one straightforward AUM fee, and comprehensive financial planning is included. You always know exactly what you're paying and what you're getting.
WHAT WE DO
Comprehensive planning, fully integrated.
INVESTMENT MANAGEMENT
TAX STRATEGY
RETIREMENT PLANNING
ESTATE & PLANNING
FINANCIAL PLANNING
HOW IT WORKS
A clear path from first call to clarity.
Step 1
Introductory Call
A short, no-obligation conversation to understand your situation and determine whether we're the right fit. No cost, no pressure.
Step 2
Financial Clarity Meeting
We analyze your financial picture and walk through our findings — retirement readiness, tax efficiency, investment alignment. Free of charge.
Step 3
Implementation & Ongoing Planning
Once you become a client, we begin executing your integrated strategy and continue refining it as your life and goals evolve.