Our Fees, Explained Simply
No hidden costs. No surprises. Just transparent pricing.
No Separate Financial Planning Fees
How We’re Paid
At Harvard Wealth Management, we believe great advice should be transparent, aligned, and easy to understand. We are a fee-only fiduciary — which means we are paid only by our clients and are legally obligated to act in their best interest at all times.
Our compensation is based solely on the assets we manage for you. We do not charge commissions, hourly fees, or separate financial planning fees.
Our Advisory Fees
Our investment advisory fee is tiered, so as your assets grow, your effective fee declines.
Fees are billed quarterly in arrears and are calculated based on assets under management.
What’s Included
When you work with Harvard Wealth Management, financial planning is not an add-on — it’s part of the relationship.
Our advisory fee includes:
Professional investment management
Ongoing financial planning tailored to your goals
Retirement planning and cash-flow analysis
Tax-aware investment and planning strategies
Portfolio construction and rebalancing
Coordination with outside professionals
Regular review meetings and ongoing advice as your life evolves
You don’t pay extra for planning. You don’t pay by the hour. If we manage your assets, comprehensive financial planning is included.
What We Don’t Do
Our success is directly tied to yours — when your portfolio grows, we grow alongside you.
No Hourly Billing
No Commissions
No Product Sales
Is Harvard Wealth Management Right for You?
Our model works best for individuals and families who value:
Long-term, relationship-based advice
Integrated investment and financial planning
A fiduciary advisor with transparent pricing
If you’re interested in working together, we invite you to schedule an introductory call to see if we’re a good fit.