OUR FEES

Transparent.
Simple.
Aligned.

We charge a single advisory fee based on the assets we manage for you. No commissions. No hourly billing. No separate planning fees. Our compensation grows only when your wealth does — which is exactly how it should work.

"We are paid only by our clients — never by a product, a fund company, or a referral arrangement. That's what it means to be fee-only."

— HARVARD WEALTH MANAGEMENT

ADVISORY FEE SCHEDULE

A tiered rate that
works in your favor.

As your wealth grows, your effective rate declines. Each tier applies only to the dollars within it — not your total balance.

1.00%

annually · billed quarterly

$1,000,001 - $5,000,000

0.80%

FIRST $1,000,000

annually · billed quarterly

ABOVE $5,000,000

0.60%

annually · billed quarterly

◆ Fees are billed quarterly in arrears on the period-ending value of assets under management. The tiered structure applies incrementally — each rate applies only to the portion of assets in that tier, not your total balance.

WHAT’S INCLUDED

Everything.‍ ‍No Exceptions.

Financial planning is not an add-on at Harvard Wealth Management — it is the relationship. When you work with us, comprehensive planning, tax strategy, investment management, and ongoing advisory access are all part of a single, integrated engagement.

You will never receive a bill for a meeting, a question, a planning review, or a tax strategy conversation. The advisory fee is the only fee.